With the January transfer window just over a month away from opening, rumours across the EFL are already starting to circulate.

One of the most recent significant stories coming out of League One this week has been surrounding Swansea City attacker Morgan Whittaker, currently on loan at third tier league leaders Plymouth Argyle.

TWTD reported that it was their understanding that Whittaker, despite being on loan at promotion rivals Plymouth, was a name under consideration at Ipswich Town ahead of the January transfer window.

Their report speculated that the Tractor Boys would be able to pay more of Whittaker's wages than Argyle, which could make it an appealing move to make from Swansea City's perspective financially.

However, in terms of footballing sense, cutting short Whittaker's loan spell at Plymouth just to send him to Portman Road would make very little footballing sense.

First of all, Whittaker is in such fine form at Plymouth, and as the saying goes, if it isn't broke, don't fix it.

His loan at Lincoln City last season was decent enough, with the winger scoring five goals in 20 appearances in the second half of the season for the Imps.

But, it's clear to see that things have stepped up a level this season with Argyle.

Not only has the 20-year-old scored more goals this season than he did at Lincoln in less games - seven goals in 19 appearances in the league - he has also assisted his teammates five times.

His fine form even won him the Sky Bet League One player of the month award for September.

Part of why Whittaker is doing so well could arguably be put down to the coaching of Plymouth boss Steven Schumacher, which, again, is another footballing reason ending his loan at Home Park makes no sense.

The player himself has publicly spoken about how he and the Argyle boss understand each other, which ultimately gets him performing on the pitch, and developing for Swansea City in the future.

"He [Schumacher] is someone that understands me and knows how I want to play." Whittaker told Sky Sports earlier this month.

"We both know the things I need to work on and it's just that understanding that is key.

"I could go on loan to a Championship team and just be sat on the bench. Having this experience in League One is massive, just getting out there playing and experiencing different kinds of games. I experienced Wycombe a few weeks ago, which is a completely different game to what I'm used to.

"Knowing you have that trust from the manager gives you a lot of confidence knowing you are not just there to make up numbers. Having that backing goes a long way."

Now, does that sound like a player that would like to see his stay at Plymouth cut short? Not to me.

Indeed, then, whilst there may be some financial benefits of Swansea City ending Morgan Whittaker's loan at Plymouth and sending him to Ipswich, footballing wise, it makes little sense.

The youngster is thriving at Home Park so far this campaign, and he himself has credited Plymouth boss Steven Schumacher in playing a big role in that.

If Swansea City had any sense, Whittaker would see the season out with the Pilgrims.